AN ACT PROVIDING PROTECTION TO CREDIT CARD HOLDERS BY SETTING A CEILING ON INTEREST RATES AND SURCHARGES AND PROHIBITING HIDDEN PENALTIES OR COSTS IMPOSED BY BANKS AND SIMILAR FINANCIAL INSTITUTIONS ON PURCHASES AND CASH ADVANCES MADE THROUGH CREDIT FACILITY

AN ACT TO PREVENT CREDIT CARD ISSUERS FROM TAKING UNFAIR ADVANTAGE OF COLLEGE STUDENTS AND THEIR PARENTS AND FOR OTHER PURPOSES

AN ACT PROHIBITING THE IMPOSITION OF A SURCHARGE, EXTRA CHARGE OR ADDITIONAL CHARGE IN THE USE OF CREDIT/AUTOMATED TELLER MACHINE (ATM)/DEBIT CARDS FOR PAYMENT OF PURCHASES OF CONSUMER PRODUCTS OR SERVICES

AN ACT PROHIBITING CARD ISSUERS FROM ACCEPTING THIRD-PARTY SOURCED PERSONAL INFORMATION

AN ACT PROHIBITING CREDIT CARD DEBT-COLLECTION HARASSMENT

AN ACT PROVIDING PROTECTION TO CREDIT CARD HOLDERS BY SETTING A CEILING ON INTEREST RATES AND SURCHARGES AND PROHIBITING HIDDEN PENALTIES OR COSTS IMPOSED BY CREDIT CARD COMPANIES, BANKS, AND SIMILAR INSTITUTIONS ON PURCHASES AND CASH ADVANCES MADE THROUGH SUCH FACILITY

RESOLUTION URGING THE SENATE COMMITTEE ON BANKS, FINANCIAL INSTITUTIONS AND CURRENCIES AND OTHER APPROPRIATE COMMITTEES TO CONDUCT AN INQUIRY, IN AID OF LEGISLATION, INTO THE RISING NUMBER OF CREDIT CARD USERS WITH UNPAID BILLS DUE TO ACCELERATING INFLATION WITH THE END IN VIEW OF DRAWING UP POLICIES TO ENCOURAGE PAYMENTS AMONG DELINQUENT PAYERS WHILE ALSO EASING THEIR FINANCIAL BURDEN