AN ACT ESTABLISHING THE COLLEGE LIVING EXPENSES FINANCING (CLEF) PROGRAM TO SUPPORT HIGHER STUDIES OF FILIPINO STUDENTS OF GOOD ACADEMIC STANDING, MANDATING THE NATIONAL GOVERNMENT TO SET UP A LOAN GUARANTEE FUND ON STUDENT LOANS TO BE PROVIDED BY THE DEVELOPMENT BANK OF THE PHILIPPINES (DBP) AND THE LAND BANK OF THE PHILIPPINES (LBP), APPROPRIATING FUNDS THEREFOR AND FOR OTHER PURPOSES